Secrets Behind a FICO Score

Your credit score is the secret number behind everything in your life. How much you pay for…

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Understanding FICO 08

Fair Isaac has released their much anticipated FICO 08 scoring model. This new credit scoring formula has…

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Your Credit Rights… 

The Fair Debt Collections Practices. Many consumers have their legal rights violated by collectors without even knowing it.

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Do You Own or want to Start a
Business?

As a business owner, you must know all tax pitfalls, that’s why our business planning department is working for you

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We believe that selecting the right financial services firm is paramount to the financial success of any person or organization.

Allure Senses Financial believes in building relationships with our clients, and we view these relationships as partnerships. Our service is founded on the commitment, dedication and professionalism of our people. We strive to service our clients by adhering to our own standard of excellence. Our business philosophy is to partner with our clients to provide them with the highest quality of services by implementing practices of nothing less than excellence as a firm standard.

What Our Clients Say

The team has provided tax help to me and my company
from an early stage of our development.

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The support provided has been excellent, with rapid
and accurate processing of our complex issues.

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I have been using thieir tax help office for years now.
They are really a standout amidst other offices.

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The average household has $132,086 in debt — $15,310 of it on credit cards. We Save Your Time and Money. Let’s start getting rid of it.

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BILLION DOLLARS IN CREDIT CARD DEBT

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TRILLION DOLLARS IN STUDENT LOAN DEBT

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TRILLION DOLLARS IN MORTGAGES

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TRILLION DOLLARS IN AUTO LOANS

Frequently Asked Questions

Is Credit Training legal?

Yes, credit training is legal and our credit education and document processing services will help you to use the law in your favor. That law is called “The Fair Credit Reporting Act.” The FCRA gives you the right to dispute any item on your credit report. If that item cannot be verified within a reasonable time (usually 30 days) it must be removed.

Studies have shown that 79% of all credit reports contain errors. This is nearly 8 out of 10 reports. Therefore most credit reports improve immediately.

For items that disputed that are not errors, a creditor or furnisher is often unable to find the records or signed documents within the allotted time and the item gets removed. Sometimes the furnisher will say it has been verified by not offer proof.

It is our job to prepare documents that challenge this and we are very skilled at that.

Is Credit Training and Education worth my time and money?

Contrary to what credit bureaus want you to believe, credit training does work in most circumstances. But it only works if you are getting the best advice from an experienced professional. Anyone with a credit score below 720 can benefit long-term from the advice and information provided through credit education.

However, there are limiting factors that will prevent us from helping you. Two main factors are:

(1) your financial situation and/or

(2) the time frame in which you need to reach your results. It is possible to remove anything from a credit report, even accurate items.

For instance, if the creditor makes mistakes or does not adhere to the specific time frame, the negative item may be removed.

What can I expect when I enroll in Credit Education?

We will guide you through the process from start to finish and prepare all your documents for you. We have a superb knowledge of credit scoring and experience working with creditors and credit bureaus. It may be difficult for an individual to communicate with creditors and bureaus without an adept understanding of their techniques and regulations in place for credit reporting.

We have spent a great deal of time learning the laws that will help you to remove negative information on your report, which enables us to offer you a flawless, money back guarantee system.

What is your 100% Guarantee?

You are entitled to a 100% refund on all monthly payments if:

– You do not remove more than 25% of all the negatives worked on.
– You have had six months from the time you retain our services.
– You have at least four negatives on the credit report at the time of sign-up.
– You have not used a credit-consulting agency nor attempted to repair your credit two years previous to signing up for our services.
– You agree to send updated reports from the three credit bureaus to us within 5 days of receipt.

(Clients should receive updated credit reports every 15-45 days. It is the client’s responsibility to make us aware if updated reports have not been received).

How long will it take to raise my score?

Through our services, 93% of our clients see their credit score increase 10 points or more in the first 35 days. Over the full 180-day term of the contract, the average credit score increase is 80 points. See full statistical breakdown

Why are your results different?

There are two sides to the credit score battle. Sometimes, the creditors and the credit bureaus have done absolutely everything right and we have no case against them. On average, clients are able to remove 70% of the negative items from a credit report.

Will the removed items come back?

Items cannot come back as long as the item is current or paid at the time of removal or if the collection is older than three years. This holds true except in very rare circumstances.

What items can you help me to remove and improve?

With our assistance and document processing, our clients have had great success with bankruptcies, foreclosures, collections, charge-offs, repossessions, medical bills, credit card debt, inquiries, late payments, old addresses, judgments, tax liens and student loans.

Our Services

Audit & Assurance

Delivering premium quality and comprehensive audit and assurance services is one of our highest priorities

Business Services

As a business owner, you must know all tax pitfalls, that’s why our business planning department is working for you

IT Control Solutions

We’ll find the solutions you need to boost your financial life today and make the most of your cash resources

Tax Advisory Services

We are ready to provide you with up-to-date tax information online, by phone, or during personal meeting

Year-End Tax Planning

Using proper tax planning, our professionals will teach you how to pay less tax and receive optimal returns

Financial Planning

We will work through the process to identify your needs, goals and strategy, and put your plan into action

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Join over 3.000 visitors who are receiving our newsletter and learn how to optimize your blog for search engines, find free traffic, and monetize your website.
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